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HOME > LONG-TERM CARE 
Long-term care is the type of care you may need when you can no longer
live independently. For example, you may need
some help getting dressed, bathing or getting going in the
morning.
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Although people fear the possibility of needing this type of care, they are overwhelmed and prefer to look the other way,
ignoring the financial devastation they or their family could face as they age and need the care. |
The average Californian can expect to live 20-30 years more
after retirement. It's nice to know that, after so many
years of laboring at a workplace, we'll have the time to enjoy
and pursue our hobbies and interests. But the major
concern these days is whether we will be able to afford this lengthy
retirement. You should ask yourself:
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What would my family do today if I needed
some type of long-term care?
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Would they be able to care for me at home?
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Would they need help?
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What if I needed assistance with the
activities of my daily life?
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What if I needed skilled nursing care?
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How would we pay for all of this?
In order to ensure your future, you must become knowledgeable
today. Most people don't begin until it's too late.
The simple truth is, the closer you are to retirement, the
greater your risk and need.
These pages will help you
learn what you
should know about long-term care for your own future benefit,
and for the benefit of your family:
REQUEST
ADDITIONAL INFORMATION
There is an adage in the LTCi business that says, "Health buys it, money just pays for it." You should inquire about LTC insurance as soon as possible. Some people take out a policy early enough so that it is all paid-up by the time they retire. Others procrastinate, so that by the time they apply, a health problem comes to the surface, and they no longer qualify. It is very important to identify and evaluate your long-term care insurance needs prior to considering the purchase of any LTC insurance policy.
Request
additional information for yourself or a family member.
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