Beggars Can't Be Choosers

Why agonize over money during your most difficult time?

One of the biggest problems you will have when you need assistance with the activities of your daily life is a sense of powerlessness.  Seniors often feel that they have been "dumped" by their family--placed in a home not of their own choosing.  Your family will try to balance their desire to find you a nice place to live--one that provides maximum independence for you consistent with your health and need for assistance--with their desire to make your resources last as long as possible so that you won't go broke in the process and end up on Medi-Cal (welfare).  If you end up being taken to a home that is not your home of choice, you may feel "dumped".

A long-term care insurance policy can help you avoid that sense of powerlessness--avoid the feeling of being "dumped".  When such a policy is tailored to your own needs--your health requirements and your resources--you can be the one calling the shots, directing your own care.  For example, if you move into an assisted living facility and you then find that you don't like it, you can move out and into a place more suitable to you.  The great thing will be that you may not need you family's permission if you have the money and can do what you want.

It will be hard enough not being able to do everything for yourself like you were used to.  Why agonize over a lack of money during your most difficult times?  And if you can maintain your ability to choose, the services that you receive will be so much better, and the people providing those services will be more competent and friendlier to you. People will know that if they don't treat you like the good customer that you are, you may choose to go somewhere else.  The old adage that "beggars can't be choosers" is even more true when you need physical help.  If you have the money available through a LTCi policy, you will certainly not be a beggar--you will be a chooser.  The options available to you in the future depend upon the choices about money that you make today.

Request More Information

The Picture Communication Symbols ©1981 - 2008 by  Mayer-Johnson LLC All Rights Reserved Worldwide.  Used with permission. Keep up with what is going on in your community Subscribe to Burbank Wire - It's Free © 2001-2008 Jim Hetherman

"Your path to a Beautiful Garden is just a cell phone call away"   (213) 925-9808